Why Choose Central Insurance Companies?

Since 1876, Central has evolved into a successful property and casualty group with combined assets over $1 billion. Central writes over 328,000 insurance policies for customers in 18 states. We are represented by local independent agents, and we work together to provide the best insurance coverage possible at a reasonable cost. Our innovative products and services have been satisfying clients’ needs for over 135 years.

States Participating

Arizona, Colorado, Connecticut, Georgia, Idaho, Illinois, Indiana, Kentucky, Maryland, Massachusetts, Michigan, Nevada, New Hampshire, New Mexico, New York, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, Wisconsin


On behalf of myself, my husband and our family, we would like to thank you for the prompt, professional and courteous manner in which you handled our claim. Your involvement with our claim really helped to make a bad situation tolerable. We cannot thank you enough!

An Ohio Insured

I really appreciate your flexibility and prompt assistance with all aspects of this accident. Your customer service has exceeded all expectations. Fortunately, this is my first auto insurance claim, but I cannot imagine that any other insurance company could improve on Central's service.

A North Carolina Insured

Brand Values

Central operates on a strong foundation of core values including INTEGRITY in the way we operate our business; RELATIONSHIPS we develop working as a team and sharing in each other’s successes; and EXCELLENCE achieved by never compromising on quality, providing superior performance, and pursuing continual improvements.

Special Discounts

Central offers discounts to help you save money on your insurance including:

  • Package Credit when we insure both your auto and home
  • Up to a 20% auto discount if you have an excellent driving history, high insurance score, and are quoted a week in advance
  • A loyalty credit up to ten percent based on your years with Central or your prior insurer

Insurance Lines

Personal Lines
Collectible Auto
Identity Fraud
Personal Watercraft
Valuable Items
Commercial Lines
Builders Risk
Business Owners / Package
Business Vehicle
Contractors Equipment
Cyber Liability
Employment Practices Liability
General Liability
Inland Marine
Workers Compensation