Why Choose EMC?

Any insurance company can issue policies, but EMC aspires to do more by offering you a level of service that is noticeably superior to the competition. From quick claim handling to on-site safety training, we make the extra effort to provide you with the help you need.

States Participating

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming


We've had good experience with loss control from other companies, but the great thing about EMC's is that it goes deeper … I would say we've been able to take safety to another level with EMC, compared to where it was before, and that's really helped us along our journey of becoming a better company when it comes to safety.

EMC policyholder

I am continually pleased with the service my clients receive from EMC … All too often, we focus on the price or the terms of a policy but overlook the human aspect. Service is so important, and the service we receive from EMC staff is exceptional

EMC commercial lines agent

Brand Values

Our brand promise—Count on EMC®—represents the core values upon which EMC Insurance Companies has built its reputation. Since 1911, policyholders, agents and employees have come to Count on EMC for comprehensive protection, superior service and financial security.

Special Discounts

EMC offers many personal lines and business lines discounts. Talk to your agent to see which ones you qualify for.  

Insurance Lines

Commercial Insurance
Builders Risk
Business Owners / Package
Business Vehicle
Contractors Equipment
Cyber Liability
Employment Practices Liability
General Liability
Inland Marine
Workers Compensation