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Front end collision after car accident. If I Have No Insurance and Get in a Car Accident, Who's Responsible?

If I Have No Insurance and Get in a Car Accident, Who's Responsible?

Driving without insurance is illegal in Illinois and could result in fines and even jail time. Before you hit the road without insurance, work with an independent insurance agent to learn about the minimum required coverage in the state and how to obtain affordable coverage. Don't get caught without the proper car coverage.

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Man using a lawnmower in his back yard. If a Neighbor's Lawnmower Kicks up a Rock and Shatters Your Windshield, Who's Responsible?

If a Neighbor's Lawnmower Kicks up a Rock and Shatters Your Windshield, Who's Responsible?

If your neighbor breaks your car windshield while mowing their lawn, are you responsible? Do you have the right car insurance in place to pay for an incident like this? Work with an Illinois independent insurance agent to get comprehensive car insurance and other coverages you need to be fully protected on and off the road.

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Water damage in basement caused by broken gutters. If the Gutters Weren't Installed Right and Your Basement Floods, Who's Responsible?

If the Gutters Weren't Installed Right and Your Basement Floods, Who's Responsible?

Improperly installed or poorly maintained gutters can result in flood and water damage. Know when gutter damage is your responsibility and when the fault may fall on someone else. Work with an Illinois independent insurance agent to understand the flood and water damage coverage in your Illinois home insurance.

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Lumberjack preparing to cut branches on tree. If My Tree Cutter Drops a Branch on My Neighbor's Shed, Who's Responsible?

If My Tree Cutter Drops a Branch on My Neighbor's Shed, Who's Responsible?

If a professional service is doing work on your landscaping and causes damage to your neighbor's property, are you or they responsible? Work with an Illinois independent insurance agent to understand the aspects of your home insurance and how it can help if you're held responsible for an accident such as this.

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Car crash. If you Get Into a Car Accident and the Other Driver Takes Off, Who's Responsible?

If You Get into a Car Accident and the Other Driver Takes Off, Who's Responsible?

If you're the victim of a hit and run in Illinois, your car insurance may cover the damage as long as you have the proper coverage. Get liability insurance and uninsured motorist insurance when you work with an Illinois independent insurance agent. Agents can help you secure the auto insurance you need to be protected.

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